Mortgages
| Why come to us for mortgage advice: | We can help you with: |
| 1. We'll source the entire market for you | 1. Purchases |
| 2. We'll liaise with lenders, solicitors and estate agents on your behalf | 2. Remortgages |
| 3. We'll manage your mortgage from application to completion | 3. Buy To Lets |
| 4. Provide face to face advice | 4. Adverse Credit |
| 5. Commercial |
There are many types of mortgages available, below we have highlighted the main types of mortgages available, if you have any questions or queries please do not hesitate to contact us.
Fixed Interest Rate Mortgages  Your payments will stay the same in that period, even if interest rates go up. This gives you the security of knowing that you can afford your payments and will make it easier for you to budget. |
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Tracker Rate Mortgages A variable rate loan with an interest rate that's at a set amount above or below the Bank of England or some other base rate, set independently from the lender. It tracks (moves up or down with) that rate. |
| Discounted Interest Rate Mortgages Your monthly payments can go up or down, but you get a discount on the lender's standard variable rate for a set period of time. |
Capped Rate Mortgages Your payments are variable and often linked to a base rate, but fixed not to go above a set level (the 'ceiling' or 'cap') during the period of the deal. |
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| Standard Variable Rate Mortgages Your payments move up or down with the lender's own mortgage rate, which is usually driven by the Bank of England's base rate. |
For mortgage advice, please call today on 0845 527 6261 |